Community Assisting Recovery, Inc.
7918 El Cajon Blvd, Ste N346
La Mesa CA 91942
Contact Information
Address 7918 El Cajon Blvd, Ste N346
La Mesa, CA 91942
Telephone (888) 216-8264
Fax 888 216-8264
E-mail info@carehelp.org
At A Glance
Year of Incorporation 1994
Financial Summary
 
 
Projected Revenue $10,000.00
Projected Expenses $25,000.00
Projected Annual Revenue $10,000.00 (2013)
Description
Goal: Produce a two volume interactive workbook series that will guide disaster survivors through the complexity of rebuilding and insurance settlement.
 

The proposed project is to write and publish a two volume “rebuild and insurance” workbook series that assist disaster survivors in recovering from disasters with knowledge and dignity with easy to follow guidance. Having been intimately involved in the rebuild and insurance recovery of thousands of disaster victims from multiple disasters, Deena Raver, County of San Diego Rebuild Liaison, and George Kehrer, Executive Director of CARe, have found successful methods of teaching and guiding survivors through the complicated process of insurance settlement and rebuilding their homes. Both George and Deena have led hundreds of workshops on these processes and found that having a workbook, prepared in advance would greatly help the process. A workbook like this would also help those who do not benefit from having a loss during a declared disaster such as a smaller group or individual losses.

Budget 65100
Category Public Safety, Disaster Services Disaster Relief/Recovery
Population Served Adults, ,
Short Term Success
The benefit of this program will be shown when the next disaster hits. Education after a disaster is key to increasing the amount of money brought into a post-disaster community as well as increasing the number of people who return to a community after a disaster.
Long term Success Having this guide in circulation after a fire can multiply their efforts by being a handbook through which case managers can help guide the homeowners through the recovery process regardless if they attend group meetings or workshops.
Program Success Monitored By
After a disaster we track who we're helping through a database system. We track who we have helped with individual appointments as well as the number of people served through group meetings.
Examples of Program Success
A wonderful, hard working minority family with parents devoted to their two small children lost their homes. Due to the economic downturn, the husband had lost his job and felt depressed that he was unable to take care of his family. His wife was attending school full time and working two part-time night jobs. The fire exacerbated their already tenuous situation. The insurance company had substantially underinsured their home. The coverage was even far less than their mortgage. Due to the gross underinsurance, the family was facing foreclosure. CARe was able to help the family nearly double their insurance recovery. The family was able to refinance the high-interest rate mortgage to an affordable rate. The family is now in the process of rebuilding their lives and home they love. The husband is no longer depressed and is now training for a new job. He said, “CARe saved our family—we would have been homeless without you. We have our lives back. Thank you CARe!”
Statements
Mission Statement CARe’s mission is to provide free comprehensive information about disaster recovery, including the insurance claim process, to disaster survivors so they may effectively reestablish their homes, lives and communities.
Background Statement CARe was created in response to the 1994 Northridge Earthquake and devoted its first seven years to helping survivors navigate the often difficult road to recovery. Due to the overwhelming number of claims resulting from the earthquake, we honed our knowledge of the insurance claim process. Since that time, CARe has helped tens of thousands of survivors devastated by a range of natural disasters. In Southern California we worked with survivors of a multitude of wildfires and individual losses.
Impact Statement
During the recovery process of the 2003 and 2007 wildfires we instructed more than 1,000 disaster survivors through group meetings and individual consultations. We worked in all areas affected by the 2007 wildfires including Escondido, Poway, Scripps Ranch, Crest, Ramona, Julian, Rancho Bernardo, Fallbrook, Jamul, Dulzura, La Jolla Reservation, Lake Arrowhead, Running Springs, Malibu, Santa Clarita and Orange County.
 
As a result of our most current project following the 2007 Southern California wildfires, more than $57 million above policy limits was reclaimed from reluctant insurers into fire-devastated communities.
 
We also helped after the 2008 wildfires in Sylmar, Orange County and Santa Barbara. With the help of the caseworker provided by the California Community Foundation for the Sylmar fire, we worked in conjunction with Los Angeles City councilman’s office, Richard Alarcon, and the Long Term Recovery Team to identify and resolve insurance settlement and Oakridge Mobile Park rebuilding issues. Through these avenues we helped over 80 families in LA County using group meetings, individual, one-on-one consultations as well as phone and email help as the case required.
 
While working with individuals we revealed the pattern of underinsurance and incorrect interpretation of policy language by the insurance company. The pattern came to the attention of the California Department of Insurance which resulted in an announcement of $46,000,000 in additional insurance funds for the benefit of most of the 360 residents in Oakridge Mobile Park community in Sylmar.
 
Although funding was limited in Orange County and Santa Barbara, we were still able to hold about a half dozen group meetings in these areas. Beyond that, homeowners were assisted on a one-on-one basis to help them work through their recovery issues.
Needs Statement
Ongoing funding is needed to help survivors of smaller disasters and individual losses where foundation money is not available. Any dollar amounts would be helpful, but if we had at least $30,000 a year we could afford a part time employee to keep in contact with new clients and to assist with a quick start up in case of a large disaster.
 
Funding is also needed to update and improve existing informational handouts. The most pressing improvement would be to our personal property inventory booklet. This booklet can have the most impact for a homeowner who is faced with recording, from memory, every item that was in the destroyed house. The cost for updating this document would be approximately $6,000.
Service Categories
Human Services
Areas of Service
Areas Served
Areas
CA
CA - San Diego North County Coastal
CA - San Diego North County Inland
CA - San Diego South County
CA - San Diego East County
CA - San Diego Central
CA - Imperial County
CA - San Diego County All
CA - Carlsbad
CA - Chula Vista
CA - Coronado
CA - Del Mar
CA - El Cajon
CA - Encinitas
CA - Escondido
CA - Imperial Beach
CA - La Jolla
CA - La Mesa
CA - Lemon Grove
CA - National City
CA - Oceanside
CA - Poway
CA - San Diego
CA - San Marcos
CA - Santee
CA - Solana Beach
CA - Vista
CA - San Diego - 4S Ranch
CA - San Diego - Alpine
CA - San Diego - Alpine Heights
CA - San Diego - Azure Vista
CA - San Diego - Barona
CA - San Diego - Barrett
CA - San Diego - Barrett Junction
CA - San Diego - Bonita
CA - San Diego - Bonsall
CA - San Diego - Borrego Springs
CA - San Diego - Bostonia
CA - San Diego - Boulevard
CA - San Diego - Campo
CA - San Diego - Cardiff-by-the-Sea
CA - San Diego - Casa de Oro
CA - San Diego - Clairemont
CA - San Diego - Crest
CA - San Diego - De Luz
CA - San Diego - Del Dios
CA - San Diego - Del Mar Heights
CA - San Diego - Descanso
CA - San Diego - Dulzura
CA - San Diego - Elfin Forest
CA - San Diego - Encanto
CA - San Diego - Fallbrook
CA - San Diego - Five Points
CA - San Diego - Flinn Springs
CA - San Diego - Grossmont
CA - San Diego - Guatay
CA - San Diego - Harbison Canyon
CA - San Diego - Harmony Grove
CA - San Diego - Hillcrest
CA - San Diego - Jacumba
CA - San Diego - Jamacha
CA - San Diego - Jamul
CA - San Diego - Julian
CA - San Diego - La Costa
CA - San Diego - Lakeside
CA - San Diego - Leucadia
CA - San Diego - Linda Vista
CA - San Diego - Live Oak Springs
CA - San Diego - Manzanita
CA - San Diego - Mesa Grande
CA - San Diego - Mira Mesa
CA - San Diego - Miramar
CA - San Diego - Mission Beach
CA - San Diego - Mission Hills
CA - San Diego - Moreno
CA - San Diego - Mount Helix
CA - San Diego - Mount Laguna
CA - San Diego - Nestor
CA - San Diego - Normal Heights
CA - San Diego - North Park
CA - San Diego - Oak Grove
CA - San Diego - Ocean Beach
CA - San Diego - Ocotillo Wells
CA - San Diego - Old Town San Diego
CA - San Diego - Olivenhain
CA - San Diego - Otay
CA - San Diego - Otay Mesa
CA - San Diego - Pacific Beach
CA - San Diego - Pala
CA - San Diego - Pala Mesa
CA - San Diego - Palomar Mountain
CA - San Diego - Pauma Valley
CA - San Diego - Pine Valley
CA - San Diego - Potrero
CA - San Diego - Rainbow
CA - San Diego - Ramona
CA - San Diego - Ranchita
CA - San Diego - Rancho Bernardo
CA - San Diego - Rancho Del Campo
CA - San Diego - Rancho San Diego
CA - San Diego - Rancho Santa Fe
CA - San Diego - San Diego Country Estates
CA - San Diego - San Pasqual
CA - San Diego - San Ysidro
CA - San Diego - Santa Ysabel
CA - San Diego - Spring Valley
CA - San Diego - University City
CA - San Diego - University Heights
CA - San Diego - Valley Center
CA - San Diego - Warner Springs
CA - San Diego - Wynola
CA - Pala Band of Mission Indians
CA - San Pascual Band of Diegueno Indians
CA - La Jolla Indian Reservation
CA - Manzanita Band of Mission Indians
CA - Pauma Band of Luiseño Indians
CA - Campo Band of Kumeyaay Indians
CA - Inaja - Cosmit Reservation
CA - Barona Band of Mission Indians
CA - Viejas Band of Kumeyaay Indians
CA - Capitan Grande Reservation
CA - Ewiiaapaayp Band of Kumeyaay Indians
CA - Jamul Indian Village - A Kumeyaay Nation
CA - Sycuan Band of the Kumeyaay Nation
CA - La Posta Band of Mission Indians
CA - Los Coyotes Band of Cahuilla Indians
CA - Mesa Grande Band of Mission Indians
CA - Rincon Luiseño Band of Indians
CA - Santa Ysabel Band of Mission Indians
CA - Fort Yuma-Quechan Indian Reservation
CA - Torres-Martinez Indian Reservation
Plans & Policies
Organization has a Fundraising Plan? No
Organization has a Strategic Plan? No
Years Strategic Plan Considers N/A
Management Succession Plan? No
Organization Policy and Procedures No
Whistleblower Policy No
Document Destruction Policy No
Is your organization a member of Voluntary Organizations Active in Disaster (VOAD)? Yes
Awards
Awards
Award/RecognitionOrganizationYear
Unsung HeroRB Healing Field2008
Certificate of AppreciationSan Diego County Board of Supervisors2008
Certificate of RecognitionCity of Poway2009
Certificate of AppreciationCity of San Diego2004
Certificate of AppreciationCity of Los Angeles2009
Certificate of RecognitionCity of Poway2004
RecognitionCalifornia State Assembly2004
Government Licenses
Is your organization licensed by the Government?
Board Chair
Board Chair Charles George Kehrer
Email gkehrer@carehelp.org
Board Members
NameAffiliationStatus
Rick Ellis
Lila Hayes Community VolunteerVoting
Charles George Kehrer
Teri Mitze Community VolunteerVoting
Bob Richardson Community VolunteerVoting
Board Demographics - Ethnicity
African American/Black 0
Asian American/Pacific Islander 0
Caucasian 5
Hispanic/Latino 0
Native American/American Indian 0
Other 0 0
Board Demographics - Gender
Male 3
Female 2
Unspecified 0
Governance
Board Meeting Attendance % 80%
Written Conflict of Interest Policy? No
Number of Full Board Meetings Annually 1
Executive Director/CEO
Executive Director Charles George Kehrer
Term Start Sept 1994
Email george@carehelp.org
Compensation 0
Experience
George Kehrer lost his home in the 1991 Oakland Hills Fire. He is also California licensed attorney and retired contractor.
Staff
Full Time Staff 0
Part Time Staff 0
Volunteers 4
Contractors 0
Fiscal Year
Fiscal Year Start Jan 01 2013
Fiscal Year End Dec 31 2013
Projected Revenue $10,000.00
Projected Expenses $25,000.00
IRS Letter of Exemption
IRS Letter of Determination of Tax Exempt Status
501c status letter
Form 990s
Detail Financials
Expense Allocation
Fiscal Year201220112010
Program Expense$7,345$42,179$15,889
Administration Expense$1,688$9,496$6,475
Fundraising Expense$0$3,738$0
Payments to Affiliates$0$0$0
Total Revenue/Total Expenses1.010.272.31
Program Expense/Total Expenses75%76%71%
Fundraising Expense/Contributed Revenue0%25%0%
Assets and Liabilities
Fiscal Year201220112010
Total Assets$48,695$49,402$91,122
Current Assets$48,695$49,402$91,122
Long-Term Liabilities$0$0$0
Current Liabilities$0$0$0
Total Net Assets$48,695$49,402$91,122
Short Term Solvency
Fiscal Year201220112010
Current Ratio: Current Assets/Current Liabilities------
Long Term Solvency
Fiscal Year201220112010
Long-Term Liabilities/Total Assets0%0%0%
Top Funding Sources
Fiscal Year201220112010
Top Funding Source & Dollar Amount -- -- --
Second Highest Funding Source & Dollar Amount -- -- --
Third Highest Funding Source & Dollar Amount -- -- --
Capital Campaign
Currently in a Capital Campaign? No
Comments
Foundation Comments This organization has provided a 990 for 2007 and 2008.In 2006, a 990 was not required.  The 2007 total expenses differs from the 990 as the 990 total expenses does not tie to the line items.  Per the organization, financial records for 2006 are not available at this time.
Nonprofit Community Assisting Recovery, Inc.
Address 7918 El Cajon Blvd, Ste N346
La Mesa, CA 91942
Primary Phone 888 216-8264
Contact Email info@carehelp.org
CEO/Executive Director Charles George Kehrer
Board Chair Charles George Kehrer
Year of Incorporation 1994